Schedule of Services and Fees

Safe Deposit Boxes

We have various sizes of safe deposit boxes to meet your needs to keep your important documents and valuables safe.

All Safe Deposit Boxes are eligible for a $2.00 per year discount if automatic charge from your checking or savings account at ASB.

Cashier’s Checks

We have Cashier’s Checks available to purchase at a minimal cost of $3.00 per check.
Banclub Members - No Charge

Visa Prepaid Gift Card

VISA Gift cards not only make great gifts, but can be used for everyday purchases. They can be purchased with values from $20 - $500 for a cost of $3.00 per card.
Banclub Members – No fee (not applicable to Access Card)

Access Card $5.00 to purchase and $4.95 to reload

Wire Transfer

Faxes and Photo Copies

To help serve the needs of our community we offer Fax and Photo Copy services.

Grygla – Fax #218-294-6239     Erskine – 218-687-2328

Night Deposit Service

For the times when the bank lobby is closed, we have a secure night depository. Great for making deposits and payments at your convenience. Located at the front entrance of the Grygla bank and at the back north corner of the Erskine bank.

Overdraft Protection

We offer Overdraft Protection that allows transfers from one account at our bank to your checking account, to help you avoid overdraft fees. Contact one of our employees to get signed up for this service.

Shazam Check Card – Backed by Mastercard

American State Bank offers a Debit Card that works just like a check, only faster! Use it wherever Mastercard is accepted, and avoid time-consuming check writing hassles. For more information contact us for an application.

ATM Transfer – You may access your account by ATM using your American State Bank Check Card and personal identification number (PIN) to get cash withdrawals from your checking account.

• You may withdraw no more than $200 per day for a maximum of three consecutive days.
• There may be a charge per withdrawal at ATM’s we do not own or operate.

Point of Sale (POS) Transactions – You may access your checking account to purchase goods (in person or by phone), pay for services (in person or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that you can do with a credit card (that a participating merchant will accept with a credit card).

• You may purchase up to a maximum of $1,000.00 worth of goods and services per day, inclusive of $200.00 ATM withdrawals.
• You may request a temporary limit increase with ASB approval

Fees
Replacement Card - due to loss: $10.00
Temporary Block: Free

If lost or stolen call 1-800-383-8000

U.S. Savings Bonds

U.S. Savings Bonds can be redeemed at American State Bank. For more information on savings bonds, visit www.treasurydirect.gov or you may call 1-800-4US BOND for the recorded rate.

Miscellaneous Services & Fees

Loan Service Fees